Rapides General Hospital

Online Banking

Effective as of: 05/01/2018

Loan Rates
Rate Ranges Are Based On Credit Worthiness
New or Used Auto
Term	APR
36 Months or Less	3.59 % - 10.59 %
48 Months	3.79 % - 10.79 %
60 Months	3.89 % - 10.89 %
72 Months	3.89 % - 10.89 %
Maximum Term for Used Vehicles

Up to 2 Years old	72 Months
3 - 4 Years old	60 Months
4 - 5 Years old	48 Months
May qualify for longer term based on value and LTV
New or Used Farm and Garden Equipment
Purchase Price	Maximum Term	APR
0 - $5,000	36 Months	4.59 % - 11.59 %
$5,001 - $10,000	48 Months	4.79 % - 11.79 %
$10,001 - $20,000	60 Months	4.89 % - 11.89 %
$20,001 - up	72 Months	4.89 % - 11.89 %
Used --- 90% Dealer Certified Appraised Value
Purchase	Maximum Term	APR
0 - $5,000	36 Months	4.59 % - 11.59 %
$5,001 - $10,000	48 Months	4.79 % - 11.79 %
$10,001 - up	60 Months	4.89 % - 11.89 %
New or Used Boat, Motor and Trailer, Travel Trailer, Jet Ski's, ATV's and Dirt Bikes
Purchase Price	Maximum Term	APR
0 - $3,000	36 Months	4.59 % - 11.59 %
$3,001 - $5,000	48 Months	4.79 % - 11.79 %
$5,001 - $20,000	60 Months	4.89 % - 11.89 %
$20,001 - up	72 Months	4.89 % - 11.89 %
Signature Loans
Maximum 15% Salary up to $10,000 after 1 Year of Employment. Maximum 5% Salary 3 Months to 1 Year of Employment.
Amount	Maximum Term	APR
$500 - $2,500	24 Months	8.00% - 15.00%
$2,501 - $4,999	36 Months
$5,000 - $10,000	48-60 Months	8.00% - 15.00%
Loans over 36 months based on credit worthiness
Computer Loans

$500 - $3,000	24 Months	7.25% - 14.25%
Share Secured Loans
Term		APR
24 Months		2.50%
36 Months		2.75%
48 Months		2.95%
60 Months		3.05%

CREDIT LIFE AND CREDIT DISABILITY AVAILABLE AT GROUP RATES
GAP AND EXTENDED WARRANTY AVAILABLE AT DISCOUNTED RATES