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Loan Rates Savings Rates Fee Schedule

Effective as of: 05/01/2018
Loan Rates
Rate Ranges Are Based On Credit Worthiness
New or Used Auto
TermAPR
36 Months or Less3.59 % - 10.59 %
48 Months3.79 % - 10.79 %
60 Months3.89 % - 10.89 %
72 Months3.89 % - 10.89 %
Maximum Term for Used Vehicles
Up to 2 Years old72 Months
3 - 4 Years old60 Months
4 - 5 Years old48 Months
May qualify for longer term based on value and LTV
New or Used Farm and Garden Equipment
Purchase PriceMaximum TermAPR
0 - $5,00036 Months4.59 % - 11.59 %
$5,001 - $10,00048 Months4.79 % - 11.79 %
$10,001 - $20,00060 Months4.89 % - 11.89 %
$20,001 - up72 Months4.89 % - 11.89 %
Used --- 90% Dealer Certified Appraised Value
PurchaseMaximum TermAPR
0 - $5,00036 Months4.59 % - 11.59 %
$5,001 - $10,00048 Months4.79 % - 11.79 %
$10,001 - up60 Months4.89 % - 11.89 %
New or Used Boat, Motor and Trailer, Travel Trailer, Jet Ski's, ATV's and Dirt Bikes
Purchase PriceMaximum TermAPR
0 - $3,00036 Months4.59 % - 11.59 %
$3,001 - $5,00048 Months4.79 % - 11.79 %
$5,001 - $20,00060 Months4.89 % - 11.89 %
$20,001 - up72 Months4.89 % - 11.89 %
Signature Loans
Maximum 15% Salary up to $10,000 after 1 Year of Employment. Maximum 5% Salary 3 Months to 1 Year of Employment.
AmountMaximum TermAPR
$500 - $2,50024 Months8.00% - 15.00%
$2,501 - $4,99936 Months
$5,000 - $10,00048-60 Months8.00% - 15.00%
Loans over 36 months based on credit worthiness
Computer Loans
$500 - $3,00024 Months7.25% - 14.25%
Share Secured Loans
TermAPR
24 Months2.50%
36 Months2.75%
48 Months2.95%
60 Months3.05%
 
CREDIT LIFE AND CREDIT DISABILITY AVAILABLE AT GROUP RATES
GAP AND EXTENDED WARRANTY AVAILABLE AT DISCOUNTED RATES